Edison National Bank
Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.6). Excellent current capitalization (7.1 on a scale of 0 to 10) based on a risk-based capital ratio of 25.9 and a capital leverage ratio of 9.0.
Other Rating Factors:
Fair liquidity 4.9, driven by a liquidity ratio of 57.2 percent and a “hot money” ratio of 5.1 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10).
Asset Mix:
Cash (43%), home mtgs (18%), securities (17%), comm re (9%), comm loans (3%), home eq lns (3%), consumer loans (2%), other (5%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Edison Bancshares, Inc.
Investment Rating
--
Address
13000 South Cleveland Avenue
Fort Myers, FL 33907
Fort Myers, FL 33907
Phone Number
(239) 466-1800
Year Founded
1997
FDIC Number
Website
Largest Affiliates
No affiliate information available.