Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Weak (1.1) profitability. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (7.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.5 on a scale of 0 to 10). Excellent current capitalization (8.2 on a scale of 0 to 10) and a capital leverage ratio of 10.2.
Asset Mix:
Comm re (28%), securities (12%), comm loans (10%), home mtgs (10%), cash (7%), home eq lns (1%), other (32%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Park Cities Financial Group, Inc.
Investment Rating
--
Address
14185 Dallas Parkway
Dallas, TX 75254
Dallas, TX 75254
Phone Number
(972) 391-6800
Year Founded
1972
FDIC Number
Website
Largest Affiliates
No affiliate information available.