Major Rating Factors:
A current level of 17.6 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Fair asset quality (3.2). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.6 has resulted in Weak (2.2) profitability.
Other Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 12.6 and a capital leverage ratio of 9.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Asset Mix:
Home mtgs (18%), comm loans (10%), cash (7%), consumer loans (6%), comm re (6%), securities (1%), other (53%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Quanah Financial Corporation
Investment Rating
--
Address
120 West Third Street
Quanah, TX 79252
Quanah, TX 79252
Phone Number
(940) 663-5311
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.