A
Idaho State Ins Fund
BoiseID
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
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Premiums
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Major Rating Factors: Strong long-term capitalization index (7.5 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (8.5) despite modest operating losses during the first three months of 2025. Return on equity has been good over the last five years, averaging 11.7%.
Other Rating Factors: Excellent liquidity (7.5) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.6) despite. Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: L - Past results on our liquidity tests. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Work comp (100.0%)
Licensed in: ID
Principal Investments: Investment grade bonds (75.8%), common stock (12.9%), cash (1.8%), real estate (0.2%), non investment grade bonds (0.1%), other (9.1%)
Ratios
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2-Year Reserve Development
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Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
1215 West State Street
Boise, ID 83702
Phone Number
(208) 332-2100
NAIC Number
36129
Largest Affiliates
No affiliate information available.