B
WYSH L&H INSURANCE CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.9 on a scale of 0 to 10) including weak results on operational trends and negative cash flow from operations for 2023. Weak profitability (1.1) with operating losses during 2023. Return on equity has been low, averaging -55.8%. Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario).
Other Rating Factors: High quality investment portfolio (9.3). Excellent Liquidity (7.9).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except AL, CA, CT, ME, MS, NJ, NY, RI, WA, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
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Investments in Affiliates
Corporate Info
Group Affiliation
Reservoir Capital Group LLC
Investment Rating
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Company Address
2338 W Royal Palm Rd Suite J
Milwaukee, WI 53202
Phone Number
(414) 209-1984
NAIC Number
80055
Largest Affiliates