American State Bank & Trust Company of Williston

Williston, ND

Rating Date

April 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	6.10
Capitalization Index	10.00
Liquidity Index	4.30
Profitability Index	8.40
Stability Index	7.60

Company Info	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
FDIC Number	15444
Phone Number	(701) 774-4100
Website	www.asbt.com

Asset Quality	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.71%
5-Year Asset Growth	0.29%
5-Year Charge-Offs to Average Loans	0.08%
Charge-Offs to Average Loans	0.03%
Non-Performing Assets to Assets	1.01%
Non-Performing Loans to Capital	7.15%
Non-Performing Loans to Loans	2.28%

Balance Sheet	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Total Assets	628.87M
Total Deposits	564.00M

Capital and Reserves	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Capital	46.97M
Leverage Ratio	12.60
Loan Loss Reserves to Loans	1.96%
Risk-Based Capital Ratio	22.18

Liquidity	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.09%
Liquidity Ratio	41.97%

Profitability	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	2.10%
Net Income	13.42M
Net Interest Spread	2.72%
Operating Profit to Average Assets	2.06%
Overhead Efficiency Ratio	48.92%
Return on Assets	2.06%
Return on Equity	28.49%