All Capital Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 0.7 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Excellent asset quality (7.7).
Other Rating Factors:
Excellent current capitalization (9.4 on a scale of 0 to 10) and a capital leverage ratio of 10.6. Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 1.9 has resulted in Excellent (9.2) profitability.
Asset Mix:
Home mtgs (31%), comm loans (18%), comm re (16%), consumer loans (10%), cash (8%), securities (5%), home eq lns (1%), other (12%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
AllBank Holding Company, Inc.
Investment Rating
--
Address
124 East Main Street
Locust Grove, OK 74352
Locust Grove, OK 74352
Phone Number
(918) 479-5225
Year Founded
1949
FDIC Number
Website
Largest Affiliates
Pryor, OK
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Bank
Salina, OK
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Bank