| Weiss Ratings |
United Bank
Zebulon, GA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 9.90 | |||
| Company Info |
United Bank
Zebulon, GA |
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| FDIC Number | 172 | |||
| Phone Number | (770) 567-7211 | |||
| Website | www.accessunited.com | |||
| Asset Quality |
United Bank
Zebulon, GA |
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| 1-Year Asset Growth | -0.36% | |||
| 5-Year Asset Growth | 9.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 1.85% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
United Bank
Zebulon, GA |
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| Total Assets | 2.22B | |||
| Total Deposits | 1.96B | |||
| Capital and Reserves |
United Bank
Zebulon, GA |
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| Capital | 245.50M | |||
| Leverage Ratio | 12.55 | |||
| Loan Loss Reserves to Loans | 1.88% | |||
| Risk-Based Capital Ratio | 26.35 | |||
| Liquidity |
United Bank
Zebulon, GA |
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| Hot Money Ratio | 3.18% | |||
| Liquidity Ratio | 57.80% | |||
| Profitability |
United Bank
Zebulon, GA |
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| 5-Year Return on Average Assets | 2.15% | |||
| Net Income | 59.18M | |||
| Net Interest Spread | 5.37% | |||
| Operating Profit to Average Assets | 3.58% | |||
| Overhead Efficiency Ratio | 42.93% | |||
| Return on Assets | 2.75% | |||
| Return on Equity | 25.25% | |||