A
Applied Bank
Rating Date
June 2025
Risk Based
Capital Ratio
73.47
Leverage
Ratio
15.95
Return On
Assets
3.55%
Total
Assets
277.12M
Capital
42.84M
Total
Deposits
233.46M
Net
Income
2.38M
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Weiss Ratings Applied Bank
Wilmington, DE 		Click to
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 6.80
Profitability Index 10.00
Stability Index 9.00
Company Info Applied Bank
Wilmington, DE 		Click to
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FDIC Number 34193
Phone Number (888) 839-7952
Website www.appliedbank.com
Asset Quality Applied Bank
Wilmington, DE 		Click to
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1-Year Asset Growth 29.55%
5-Year Asset Growth 11.26%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Applied Bank
Wilmington, DE 		Click to
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Total Assets 277.12M
Total Deposits 233.46M
Capital and Reserves Applied Bank
Wilmington, DE 		Click to
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Capital 42.84M
Leverage Ratio 15.95
Loan Loss Reserves to Loans 0.59%
Risk-Based Capital Ratio 73.47
Liquidity Applied Bank
Wilmington, DE 		Click to
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Hot Money Ratio 0.09%
Liquidity Ratio 93.36%
Profitability Applied Bank
Wilmington, DE 		Click to
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5-Year Return on Average Assets 2.26%
Net Income 2.38M
Net Interest Spread 4.82%
Operating Profit to Average Assets 3.72%
Overhead Efficiency Ratio 35.30%
Return on Assets 3.55%
Return on Equity 22.88%