| Weiss Ratings |
Optum Bank, Inc.
Draper, UT |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 7.10 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 10.00 | |||
| Company Info |
Optum Bank, Inc.
Draper, UT |
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| FDIC Number | 57408 | |||
| Phone Number | (866) 234-8913 | |||
| Website | www.optumbank.com | |||
| Asset Quality |
Optum Bank, Inc.
Draper, UT |
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| 1-Year Asset Growth | 13.75% | |||
| 5-Year Asset Growth | 14.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.91% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Optum Bank, Inc.
Draper, UT |
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| Total Assets | 18.65B | |||
| Total Deposits | 14.92B | |||
| Capital and Reserves |
Optum Bank, Inc.
Draper, UT |
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| Capital | 2.16B | |||
| Leverage Ratio | 10.63 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 16.29 | |||
| Liquidity |
Optum Bank, Inc.
Draper, UT |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 58.37% | |||
| Profitability |
Optum Bank, Inc.
Draper, UT |
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| 5-Year Return on Average Assets | 2.27% | |||
| Net Income | 580.00M | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 3.89% | |||
| Overhead Efficiency Ratio | 24.87% | |||
| Return on Assets | 3.17% | |||
| Return on Equity | 31.20% | |||