C
Austin Capital Bank SSB
AustinTX
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Austin Capital Bank SSB
Austin, TX
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Rating C
Asset Quality Index 5.50
Capitalization Index 6.20
Liquidity Index 1.00
Profitability Index 0.80
Stability Index 3.60
Company Info Austin Capital Bank SSB
Austin, TX
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FDIC Number 58082
Phone Number (512) 693-3600
Website www.austincapitalbank.com
Asset Quality Austin Capital Bank SSB
Austin, TX
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1-Year Asset Growth 59.04%
5-Year Asset Growth 45.98%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 1.42%
Non-Performing Loans to Loans 0.01%
Balance Sheet Austin Capital Bank SSB
Austin, TX
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Total Assets 458.96M
Total Deposits 366.02M
Capital and Reserves Austin Capital Bank SSB
Austin, TX
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Capital 36.93M
Leverage Ratio 8.23
Loan Loss Reserves to Loans 0.40%
Risk-Based Capital Ratio 33.21
Liquidity Austin Capital Bank SSB
Austin, TX
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Hot Money Ratio 17.44%
Liquidity Ratio 10.30%
Profitability Austin Capital Bank SSB
Austin, TX
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5-Year Return on Average Assets 0.62%
Net Income 259.00K
Net Interest Spread 6.99%
Operating Profit to Average Assets -0.53%
Overhead Efficiency Ratio 105.50%
Return on Assets 0.07%
Return on Equity 0.77%