| Weiss Ratings |
Alliance Credit Union
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
Alliance Credit Union
Lubbock, TX |
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| NCUA Charter Number | 1122 | |||
| Phone Number | (806) 798-5554 | |||
| Website | www.alliancecutx.com | |||
| Asset Quality |
Alliance Credit Union
Lubbock, TX |
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| 1-Year Asset Growth | 16.00% | |||
| 5-Year Asset Growth | 17.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 6.86% | |||
| Non-Performing Loans to Loans | 0.93% | |||
| Balance Sheet |
Alliance Credit Union
Lubbock, TX |
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| Total Assets | 590.53M | |||
| Total Deposits | 498.87M | |||
| Capital and Reserves |
Alliance Credit Union
Lubbock, TX |
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| Capital | 67.45M | |||
| Leverage Ratio | 11.58 | |||
| Loan Loss Reserves to Loans | 0.20% | |||
| Liquidity |
Alliance Credit Union
Lubbock, TX |
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| Hot Money Ratio | 29.56% | |||
| Liquidity Ratio | 6.18% | |||
| Profitability |
Alliance Credit Union
Lubbock, TX |
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| 5-Year Return on Average Assets | 1.38% | |||
| Net Income | 1.20M | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 79.09% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 7.19% | |||