Iron Mountain-Kingsford Community Federal Credit Union

Kingsford, MI

Rating Date

May 2024

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Ratio

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Weiss Ratings	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	7.90
Profitability Index	9.00
Stability Index	9.60

Company Info	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1345
Phone Number	(906) 774-6020
Website	www.pcbranch.com

Asset Quality	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.78%
5-Year Asset Growth	6.06%
5-Year Charge-Offs to Average Loans	0.13%
Charge-Offs to Average Loans	0.05%
Non-Performing Assets to Assets	0.07%
Non-Performing Loans to Capital	0.42%
Non-Performing Loans to Loans	0.25%

Balance Sheet	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	138.94M
Total Deposits	116.04M

Capital and Reserves	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
Capital	21.94M
Leverage Ratio	15.79
Loan Loss Reserves to Loans	0.70%

Liquidity	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.19%
Liquidity Ratio	64.92%

Profitability	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.94%
Net Income	2.45M
Net Interest Spread	7.30%
Operating Profit to Average Assets	2.39%
Overhead Efficiency Ratio	53.56%
Return on Assets	2.36%
Return on Equity	15.73%