| Weiss Ratings |
Georgia's Own Credit Union
Atlanta, GA |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 4.50 | |||
| Company Info |
Georgia's Own Credit Union
Atlanta, GA |
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| NCUA Charter Number | 152 | |||
| Phone Number | (404) 874-1166 | |||
| Website | www.georgiasown.org | |||
| Asset Quality |
Georgia's Own Credit Union
Atlanta, GA |
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| 1-Year Asset Growth | -9.13% | |||
| 5-Year Asset Growth | 12.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 2.43% | |||
| Non-Performing Assets to Assets | 1.19% | |||
| Non-Performing Loans to Capital | 13.30% | |||
| Non-Performing Loans to Loans | 1.57% | |||
| Balance Sheet |
Georgia's Own Credit Union
Atlanta, GA |
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| Total Assets | 4.31B | |||
| Total Deposits | 3.56B | |||
| Capital and Reserves |
Georgia's Own Credit Union
Atlanta, GA |
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| Capital | 346.87M | |||
| Leverage Ratio | 10.65 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Liquidity |
Georgia's Own Credit Union
Atlanta, GA |
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| Hot Money Ratio | 12.96% | |||
| Liquidity Ratio | 13.21% | |||
| Profitability |
Georgia's Own Credit Union
Atlanta, GA |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 4.71M | |||
| Net Interest Spread | 4.03% | |||
| Operating Profit to Average Assets | 1.48% | |||
| Overhead Efficiency Ratio | 72.26% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 5.47% | |||