South Carolina Federal Credit Union

North Charleston, SC

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	South Carolina Federal Credit Union North Charleston, SC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.10
Capitalization Index	10.00
Liquidity Index	2.70
Profitability Index	7.10
Stability Index	6.30

Company Info	South Carolina Federal Credit Union North Charleston, SC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	341
Phone Number	(843) 797-8300
Website	www.scfederal.org

Asset Quality	South Carolina Federal Credit Union North Charleston, SC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.68%
5-Year Asset Growth	7.39%
5-Year Charge-Offs to Average Loans	0.17%
Charge-Offs to Average Loans	0.37%
Non-Performing Assets to Assets	0.45%
Non-Performing Loans to Capital	3.45%
Non-Performing Loans to Loans	0.56%

Balance Sheet	South Carolina Federal Credit Union North Charleston, SC	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.52B
Total Deposits	1.95B

Capital and Reserves	South Carolina Federal Credit Union North Charleston, SC	Click to Compare	Click to Compare	Click to Compare
Capital	309.31M
Leverage Ratio	12.41
Loan Loss Reserves to Loans	0.84%

Liquidity	South Carolina Federal Credit Union North Charleston, SC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.37%
Liquidity Ratio	12.54%

Profitability	South Carolina Federal Credit Union North Charleston, SC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.75%
Net Income	17.47M
Net Interest Spread	4.98%
Operating Profit to Average Assets	1.20%
Overhead Efficiency Ratio	80.14%
Return on Assets	0.91%
Return on Equity	7.75%