B
Saint Paul Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Saint Paul Federal Credit Union
Saint Paul, MN
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Rating B
Asset Quality Index 9.80
Capitalization Index 9.60
Liquidity Index 3.50
Profitability Index 3.80
Stability Index 7.10
Company Info Saint Paul Federal Credit Union
Saint Paul, MN
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NCUA Charter Number 4047
Phone Number (651) 772-8744
Website www.stpaulfcu.org
Asset Quality Saint Paul Federal Credit Union
Saint Paul, MN
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1-Year Asset Growth -1.38%
5-Year Asset Growth 6.46%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.26%
Non-Performing Loans to Loans 0.04%
Balance Sheet Saint Paul Federal Credit Union
Saint Paul, MN
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Total Assets 257.20M
Total Deposits 226.93M
Capital and Reserves Saint Paul Federal Credit Union
Saint Paul, MN
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Capital 29.03M
Leverage Ratio 11.91
Loan Loss Reserves to Loans 0.89%
Liquidity Saint Paul Federal Credit Union
Saint Paul, MN
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Hot Money Ratio 16.42%
Liquidity Ratio 25.79%
Profitability Saint Paul Federal Credit Union
Saint Paul, MN
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5-Year Return on Average Assets 0.45%
Net Income 444.00K
Net Interest Spread 3.22%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 78.00%
Return on Assets 0.70%
Return on Equity 6.20%