| Weiss Ratings |
KeyPoint Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 5.10 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
KeyPoint Credit Union
San Jose, CA |
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| NCUA Charter Number | 445 | |||
| Phone Number | (888) 255-3637 | |||
| Website | kpcu.com | |||
| Asset Quality |
KeyPoint Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -4.66% | |||
| 5-Year Asset Growth | 4.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.63% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 2.68% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
KeyPoint Credit Union
San Jose, CA |
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| Total Assets | 1.61B | |||
| Total Deposits | 1.39B | |||
| Capital and Reserves |
KeyPoint Credit Union
San Jose, CA |
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| Capital | 119.52M | |||
| Leverage Ratio | 9.29 | |||
| Loan Loss Reserves to Loans | 0.66% | |||
| Liquidity |
KeyPoint Credit Union
San Jose, CA |
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| Hot Money Ratio | 20.58% | |||
| Liquidity Ratio | 12.00% | |||
| Profitability |
KeyPoint Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | 2.37M | |||
| Net Interest Spread | 2.93% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 75.05% | |||
| Return on Assets | 0.59% | |||
| Return on Equity | 8.05% | |||