| Weiss Ratings |
Western Cooperative Credit Union
Williston, ND |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 7.70 | |||
| Company Info |
Western Cooperative Credit Union
Williston, ND |
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| NCUA Charter Number | 4578 | |||
| Phone Number | (701) 572-4000 | |||
| Website | www.wccu.org | |||
| Asset Quality |
Western Cooperative Credit Union
Williston, ND |
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| 1-Year Asset Growth | -0.64% | |||
| 5-Year Asset Growth | 5.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.94% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
Western Cooperative Credit Union
Williston, ND |
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| Total Assets | 449.37M | |||
| Total Deposits | 403.46M | |||
| Capital and Reserves |
Western Cooperative Credit Union
Williston, ND |
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| Capital | 42.32M | |||
| Leverage Ratio | 13.16 | |||
| Loan Loss Reserves to Loans | 1.82% | |||
| Liquidity |
Western Cooperative Credit Union
Williston, ND |
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| Hot Money Ratio | 1.86% | |||
| Liquidity Ratio | 15.95% | |||
| Profitability |
Western Cooperative Credit Union
Williston, ND |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 2.64M | |||
| Net Interest Spread | 4.20% | |||
| Operating Profit to Average Assets | 2.31% | |||
| Overhead Efficiency Ratio | 55.13% | |||
| Return on Assets | 2.37% | |||
| Return on Equity | 25.60% | |||