| Weiss Ratings |
Energy Capital Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 5.00 | |||
| Company Info |
Energy Capital Credit Union
Houston, TX |
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| NCUA Charter Number | 4624 | |||
| Phone Number | (832) 604-4848 | |||
| Website | www.eccu.net | |||
| Asset Quality |
Energy Capital Credit Union
Houston, TX |
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| 1-Year Asset Growth | -3.46% | |||
| 5-Year Asset Growth | 4.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 0.74% | |||
| Non-Performing Assets to Assets | 1.10% | |||
| Non-Performing Loans to Capital | 11.05% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
Energy Capital Credit Union
Houston, TX |
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| Total Assets | 264.86M | |||
| Total Deposits | 230.52M | |||
| Capital and Reserves |
Energy Capital Credit Union
Houston, TX |
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| Capital | 24.04M | |||
| Leverage Ratio | 10.29 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Liquidity |
Energy Capital Credit Union
Houston, TX |
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| Hot Money Ratio | 20.77% | |||
| Liquidity Ratio | 14.48% | |||
| Profitability |
Energy Capital Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | -210.00K | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | 0.08% | |||
| Overhead Efficiency Ratio | 97.81% | |||
| Return on Assets | -0.32% | |||
| Return on Equity | -3.48% | |||