Goldenwest Federal Credit Union

Washington Terrace, UT

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Income

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Weiss Ratings	Goldenwest Federal Credit Union Washington Terrace, UT	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.70
Capitalization Index	10.00
Liquidity Index	2.40
Profitability Index	9.80
Stability Index	5.70

Company Info	Goldenwest Federal Credit Union Washington Terrace, UT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4721
Phone Number	(801) 621-4550
Website	www.gwcu.org

Asset Quality	Goldenwest Federal Credit Union Washington Terrace, UT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	15.25%
5-Year Asset Growth	14.71%
5-Year Charge-Offs to Average Loans	0.19%
Charge-Offs to Average Loans	0.25%
Non-Performing Assets to Assets	0.28%
Non-Performing Loans to Capital	2.05%
Non-Performing Loans to Loans	0.34%

Balance Sheet	Goldenwest Federal Credit Union Washington Terrace, UT	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.68B
Total Deposits	3.16B

Capital and Reserves	Goldenwest Federal Credit Union Washington Terrace, UT	Click to Compare	Click to Compare	Click to Compare
Capital	480.16M
Leverage Ratio	12.80
Loan Loss Reserves to Loans	1.11%

Liquidity	Goldenwest Federal Credit Union Washington Terrace, UT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	26.03%
Liquidity Ratio	13.80%

Profitability	Goldenwest Federal Credit Union Washington Terrace, UT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.62%
Net Income	14.01M
Net Interest Spread	3.89%
Operating Profit to Average Assets	1.85%
Overhead Efficiency Ratio	61.43%
Return on Assets	1.57%
Return on Equity	11.85%