B
Granite Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Granite Federal Credit Union
Salt Lake City, UT
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Rating B
Asset Quality Index 9.10
Capitalization Index 6.20
Liquidity Index 2.50
Profitability Index 3.30
Stability Index 6.40
Company Info Granite Federal Credit Union
Salt Lake City, UT
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NCUA Charter Number 5612
Phone Number (801) 288-3000
Website www.granite.org
Asset Quality Granite Federal Credit Union
Salt Lake City, UT
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1-Year Asset Growth 9.48%
5-Year Asset Growth 10.40%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.98%
Non-Performing Loans to Loans 0.36%
Balance Sheet Granite Federal Credit Union
Salt Lake City, UT
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Total Assets 896.28M
Total Deposits 733.48M
Capital and Reserves Granite Federal Credit Union
Salt Lake City, UT
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Capital 77.10M
Leverage Ratio 9.73
Loan Loss Reserves to Loans 0.64%
Liquidity Granite Federal Credit Union
Salt Lake City, UT
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Hot Money Ratio 26.17%
Liquidity Ratio 13.83%
Profitability Granite Federal Credit Union
Salt Lake City, UT
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5-Year Return on Average Assets 0.90%
Net Income 514.00K
Net Interest Spread 2.53%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 83.73%
Return on Assets 0.24%
Return on Equity 2.71%