| Weiss Ratings |
Education First Credit Union
Ogden, UT |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
Education First Credit Union
Ogden, UT |
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| NCUA Charter Number | 5690 | |||
| Phone Number | (801) 392-4877 | |||
| Website | www.e1cu.org | |||
| Asset Quality |
Education First Credit Union
Ogden, UT |
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| 1-Year Asset Growth | 10.97% | |||
| 5-Year Asset Growth | 6.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.56% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
Education First Credit Union
Ogden, UT |
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| Total Assets | 48.68M | |||
| Total Deposits | 43.52M | |||
| Capital and Reserves |
Education First Credit Union
Ogden, UT |
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| Capital | 4.99M | |||
| Leverage Ratio | 10.24 | |||
| Loan Loss Reserves to Loans | 0.34% | |||
| Liquidity |
Education First Credit Union
Ogden, UT |
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| Hot Money Ratio | 7.93% | |||
| Liquidity Ratio | 2.65% | |||
| Profitability |
Education First Credit Union
Ogden, UT |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 95.00K | |||
| Net Interest Spread | 3.07% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 75.38% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 7.70% | |||