| Weiss Ratings |
Directors Choice Credit Union
Albany, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Directors Choice Credit Union
Albany, NY |
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| NCUA Charter Number | 6262 | |||
| Phone Number | (518) 456-2686 | |||
| Website | www.directorschoicecu.com | |||
| Asset Quality |
Directors Choice Credit Union
Albany, NY |
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| 1-Year Asset Growth | 5.65% | |||
| 5-Year Asset Growth | 3.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.93% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 1.31% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Directors Choice Credit Union
Albany, NY |
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| Total Assets | 11.59M | |||
| Total Deposits | 9.08M | |||
| Capital and Reserves |
Directors Choice Credit Union
Albany, NY |
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| Capital | 2.51M | |||
| Leverage Ratio | 21.69 | |||
| Loan Loss Reserves to Loans | 1.97% | |||
| Liquidity |
Directors Choice Credit Union
Albany, NY |
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| Hot Money Ratio | 42.81% | |||
| Liquidity Ratio | 47.63% | |||
| Profitability |
Directors Choice Credit Union
Albany, NY |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 201.00K | |||
| Net Interest Spread | 4.70% | |||
| Operating Profit to Average Assets | 3.30% | |||
| Overhead Efficiency Ratio | 24.27% | |||
| Return on Assets | 2.31% | |||
| Return on Equity | 11.12% | |||