First U.S. Community Credit Union
| Weiss Ratings |
First U.S. Community Credit Union
Sacramento, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 6.80 | |||
| Company Info |
First U.S. Community Credit Union
Sacramento, CA |
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| NCUA Charter Number | 703 | |||
| Phone Number | (916) 576-5700 | |||
| Website | www.firstus.org | |||
| Asset Quality |
First U.S. Community Credit Union
Sacramento, CA |
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| 1-Year Asset Growth | 1.46% | |||
| 5-Year Asset Growth | 5.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.58% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
First U.S. Community Credit Union
Sacramento, CA |
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| Total Assets | 552.53M | |||
| Total Deposits | 491.57M | |||
| Capital and Reserves |
First U.S. Community Credit Union
Sacramento, CA |
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| Capital | 57.44M | |||
| Leverage Ratio | 11.58 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Liquidity |
First U.S. Community Credit Union
Sacramento, CA |
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| Hot Money Ratio | 15.78% | |||
| Liquidity Ratio | 18.83% | |||
| Profitability |
First U.S. Community Credit Union
Sacramento, CA |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 1.11M | |||
| Net Interest Spread | 3.16% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 82.48% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 7.89% | |||