| Weiss Ratings |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 8.90 | |||
| Company Info |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| NCUA Charter Number | 750 | |||
| Phone Number | (803) 779-1232 | |||
| Website | www.palmettocitizens.org | |||
| Asset Quality |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| 1-Year Asset Growth | -1.15% | |||
| 5-Year Asset Growth | 8.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 3.16% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| Total Assets | 1.30B | |||
| Total Deposits | 1.05B | |||
| Capital and Reserves |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| Capital | 145.70M | |||
| Leverage Ratio | 12.46 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Liquidity |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| Hot Money Ratio | 8.12% | |||
| Liquidity Ratio | 31.46% | |||
| Profitability |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 3.23M | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 75.28% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 9.03% | |||