Major Rating Factors:
Strong long-term capitalization index (8.8 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Excellent profitability index (8.0) with operating gains in each of the last five years.
Other Rating Factors:
Superior liquidity (9.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.2). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (100.0%)
Licensed in:
MT
Principal Investments:
Investment grade bonds (73.3%), common stock (11.0%), non investment grade bonds (2.7%), real estate (1.3%), cash (0.3%), other (11.4%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
855 Front Street
Helena, MT 59601
Helena, MT 59601
Phone Number
(406) 495-5000
NAIC Number
15819
Website
Largest Affiliates
No affiliate information available.