Keystone Hlth Plan Central Inc
Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with 13.4 million in losses in the last two years. Average return on equity over the last five years has been poor at -13.9%. Fair overall results on stability tests (4.5) based on a significant -16% decrease in enrollment during the period, excessive capital growth during 2022. Rating is significantly influenced by the acceptable financial results of Capital Blue Cross Inc. Excellent capitalization (9.0) based on good current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2021.
Other Rating Factors:
Excellent quality investment portfolio (7.4) containing small junk bond exposure. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
PA
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Capital Blue Cross Inc
Investment Rating
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Company Address
2500 Elmerton Avenue
Harrisburg, PA 17177
Harrisburg, PA 17177
Phone Number
(717) 541-7000
NAIC Number
95199
Website
Largest Affiliates