B
Tokio Marine America Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good overall profitability index (6.9 on a scale of 0 to 10) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 10.2%. Good overall results on stability tests (6.6) despite. The largest net exposure for one risk is acceptable at 2.6% of capital. Strong long-term capitalization index (7.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent liquidity (8.2) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (16.5%), fire (15.7%), product liab. (9.7%), work comp (8.3%), comm multi (5.1%), homeowners (0.9%), other (43.7%)
Licensed in: All states and PR
Principal Investments: Investment grade bonds (80.0%), common stock (11.0%), cash (3.6%), non investment grade bonds (2.5%), preferred stock (0.9%), other (2.1%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Tokio Marine Holdings Inc
Investment Rating
--
Company Address
Three Bala Plaza, East
Bala Cynwyd, PA 19004
Phone Number
(610) 227-1253
NAIC Number
10945
Largest Affiliates
C
Schaumburg, IL - L&A
B
Saint Louis, MO - P&C
B
Bala Cynwyd, PA - P&C
A
Houston, TX - P&C
C
White Plains, NY - P&C