A
Philadelphia Indemnity Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
17,230
2,603
19,833
13.12%
22.82%
2022
17,064
2,238
19,302
11.59%
23.10%
2021
16,304
2,087
18,391
11.35%
22.81%
2020
15,159
2,001
17,160
11.66%
21.51%
2019
22,972
3,952
26,924
14.68%
22.66%
2018
23,076
4,486
27,562
16.28%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
5,640
2,731
8,371
32.62%
47.27%
2022
5,411
2,623
8,034
32.65%
45.41%
2021
4,974
2,341
7,315
32.00%
44.40%
2020
5,524
2,397
7,921
30.26%
42.42%
2019
11,688
4,953
16,641
29.76%
44.33%
2018
11,767
4,912
16,679
29.45%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
7,127
4,785
11,912
40.17%
38.64%
2022
7,222
5,373
12,595
42.66%
39.39%
2021
8,995
6,171
15,166
40.69%
40.41%
2020
9,598
10,974
20,572
53.34%
48.09%
2019
11,224
10,415
21,639
48.13%
43.30%
2018
11,834
10,776
22,610
47.66%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
105
15
120
12.50%
36.96%
2022
53
5
58
8.62%
37.08%
2021
35
8
43
18.60%
39.17%
2020
8
2
10
20.00%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
95.21%
2022
0
0
0
0.00%
96.00%
2021
2
9
11
81.82%
93.58%
2020
4
6
10
60.00%
94.02%
2019
7
4
11
36.36%
94.59%
2018
5
8
13
61.54%
94.39%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
0
0
0.00%
93.85%
2019
0
0
0
0.00%
93.92%
2018
0
0
0
0.00%
92.98%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
518
2,787
3,305
84.33%
74.81%
2022
524
2,884
3,408
84.62%
73.22%
2021
572
2,832
3,404
83.20%
79.01%
2020
553
3,077
3,630
84.77%
80.13%
2019
605
3,556
4,161
85.46%
77.47%
2018
503
2,966
3,469
85.50%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1,678
1,492
3,170
47.07%
16.34%
2022
571
1,177
1,748
67.33%
11.13%
2021
507
1,028
1,535
66.97%
18.93%
2020
484
1,423
1,907
74.62%
20.93%
2019
789
2,290
3,079
74.37%
16.90%
2018
902
2,363
3,265
72.37%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
191
143
334
42.81%
44.64%
2022
212
66
278
23.74%
46.15%
2021
232
117
349
33.52%
46.87%
2020
247
91
338
26.92%
43.90%
2019
281
147
428
34.35%
42.09%
2018
314
133
447
29.75%
39.60%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
76
0
76
0.00%
68.07%
2022
48
1
49
2.04%
77.84%
2021
6
1
7
14.29%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
2018
0
0
0
0.00%
88.64%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
1
2
50.00%
62.55%
2022
0
4
4
100.00%
56.52%
2021
0
1
1
100.00%
62.74%
2020
1
3
4
75.00%
61.51%
2019
5
25
30
83.33%
70.02%
2018
0
14
14
100.00%
70.45%