B
Auto-Owners Ins Co
Lansing,  MI
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.00
Risk Adjusted
Capital Ratio #2
1.70
Loss
Ratio
77.08%
Total
Assets
26.45B
Capital
14.74B
Net
Premiums
9.45B
Net
Income
224.47M
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Weiss Ratings Auto-Owners Ins Co
Lansing, MI 		Click to
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Rating B
Capitalization Index 8.10
Investment Safety Index --
Liquidity Index 6.40
Profitability Index 4.10
Reserve Adequacy Index 7.00
Stability Index 8.00
Company Info Auto-Owners Ins Co
Lansing, MI 		Click to
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Industry P&C
NAIC Number 18988
Phone Number (517) 323-1200
Website www.auto-owners.com
Address 6101 Anacapri Boulevard Lansing, MI 48917
Balance Sheet Auto-Owners Ins Co
Lansing, MI 		Click to
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Total Assets 26.45B
Capital and Reserves Auto-Owners Ins Co
Lansing, MI 		Click to
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Risk-Adjusted Capital Ratio #1 2.00
Risk-Adjusted Capital Ratio #2 1.70
1-Year Reserve Development -270.00%
2-Year Reserve Development 270.00%
Capital 14.74B
Premium to Surplus 60.00%
Reserves to Surplus 40.00%
Investments Auto-Owners Ins Co
Lansing, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 28.80%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Auto-Owners Ins Co
Lansing, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 77.08%
Net Premium Growth 30.00%
Other Medical Auto-Owners Ins Co
Lansing, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Auto-Owners Ins Co
Lansing, MI 		Click to
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Net Income 224.47M
Net Premium 9.45B
Health Premium --