A
Commerce & Industry Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.50
Risk Adjusted
Capital Ratio #2
1.60
Loss
Ratio
62.81%
Total
Assets
1.85B
Capital
459.72M
Net
Premiums
399.96M
Net
Income
34.52M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,446
1,069
5,515
19.38%
22.80%
2023
4,561
1,008
5,569
18.10%
22.83%
2022
4,391
982
5,373
18.28%
23.10%
2021
4,285
911
5,196
17.53%
22.81%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,626
1,225
4,851
25.25%
47.78%
2023
3,780
1,169
4,949
23.62%
47.29%
2022
3,596
1,111
4,707
23.60%
45.44%
2021
3,678
1,099
4,777
23.01%
44.40%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
338
119
457
26.04%
41.49%
2023
421
124
545
22.75%
38.64%
2022
415
121
536
22.57%
39.39%
2021
458
111
569
19.51%
40.41%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,696
626
2,322
26.96%
39.63%
2023
1,832
645
2,477
26.04%
36.96%
2022
2,161
666
2,827
23.56%
37.07%
2021
2,406
601
3,007
19.99%
39.17%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
2
2
100.00%
96.35%
2023
0
1
1
100.00%
95.21%
2022
0
2
2
100.00%
96.00%
2021
0
2
2
100.00%
93.58%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
92.34%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
25
119
144
82.64%
81.20%
2023
24
103
127
81.10%
74.87%
2022
22
67
89
75.28%
72.69%
2021
18
78
96
81.25%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
958
320
1,278
25.04%
12.77%
2023
1,093
338
1,431
23.62%
16.34%
2022
1,246
301
1,547
19.46%
11.13%
2021
1,350
334
1,684
19.83%
18.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
44
5
49
10.20%
45.00%
2023
42
4
46
8.70%
44.64%
2022
47
7
54
12.96%
46.15%
2021
54
4
58
6.90%
46.87%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
83.13%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
30
9
39
23.08%
64.02%
2023
32
13
45
28.89%
62.55%
2022
45
13
58
22.41%
56.52%
2021
22
9
31
29.03%
62.74%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
0
2
0.00%
3.78%
2023
2
0
2
0.00%
4.57%
2022
2
0
2
0.00%
4.29%
2021
2
0
2
0.00%
5.64%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
210
115
325
35.38%
35.29%
2023
265
147
412
35.68%
35.67%
2022
277
294
571
51.49%
37.14%
2021
355
108
463
23.33%
35.46%