Germania Fire & Casualty Co

Brenham, TX

Rating Date

June 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.10

Risk Adjusted
Capital Ratio #2

1.80

Loss
Ratio

68.57%

Total
Assets

35.04M

Capital

15.36M

Net
Premiums

15.42M

Net
Income

368.46K

My Lists My Alerts

Weiss Ratings	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.40
Investment Safety Index	--
Liquidity Index	7.40
Profitability Index	4.20
Reserve Adequacy Index	4.80
Stability Index	3.70

Company Info	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	19470
Phone Number	(979) 836-5224
Website	www.germaniainsurance.com
Address	507 Highway 290 East Brenham, TX 77833

Balance Sheet	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	35.04M

Capital and Reserves	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.10
Risk-Adjusted Capital Ratio #2	1.80
1-Year Reserve Development	-950.00%
2-Year Reserve Development	1,510.00%
Capital	15.36M
Premium to Surplus	100.00%
Reserves to Surplus	90.00%

Investments	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	90.00%
Combined Ratio	100.00%
Expense Ratio	30.00%
Loss Ratio	68.57%
Net Premium Growth	-40.00%

Other Medical	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Net Income	368.46K
Net Premium	15.42M
Health Premium	--