B
National Fire & Marine Ins Co
Omaha,  NE
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.80
Risk Adjusted
Capital Ratio #2
2.30
Loss
Ratio
58.73%
Total
Assets
28.79B
Capital
14.64B
Net
Premiums
4.58B
Net
Income
5.95B
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
347
193
540
35.74%
22.82%
2022
302
138
440
31.36%
23.10%
2021
347
136
483
28.16%
22.81%
2020
283
81
364
22.25%
21.51%
2019
249
102
351
29.06%
22.66%
2018
168
221
389
56.81%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
218
263
481
54.68%
47.27%
2022
161
246
407
60.44%
45.41%
2021
268
297
565
52.57%
44.40%
2020
291
306
597
51.26%
42.42%
2019
465
483
948
50.95%
44.33%
2018
436
383
819
46.76%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
422
518
940
55.11%
38.64%
2022
271
388
659
58.88%
39.39%
2021
215
388
603
64.34%
40.41%
2020
258
416
674
61.72%
48.09%
2019
301
268
569
47.10%
43.30%
2018
230
152
382
39.79%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
782
367
1,149
31.94%
36.96%
2022
1,153
940
2,093
44.91%
37.08%
2021
1,003
318
1,321
24.07%
39.17%
2020
680
746
1,426
52.31%
35.42%
2019
377
152
529
28.73%
35.34%
2018
140
98
238
41.18%
34.35%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
93
2,891
2,984
96.88%
95.21%
2022
74
2,676
2,750
97.31%
96.00%
2021
91
3,810
3,901
97.67%
93.58%
2020
108
2,311
2,419
95.54%
94.02%
2019
131
2,188
2,319
94.35%
94.59%
2018
77
919
996
92.27%
94.39%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
8
41
49
83.67%
92.52%
2022
11
54
65
83.08%
92.14%
2021
3
37
40
92.50%
91.74%
2020
4
36
40
90.00%
93.85%
2019
3
37
40
92.50%
93.92%
2018
7
46
53
86.79%
92.98%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
237
907
1,144
79.28%
74.81%
2022
218
614
832
73.80%
73.22%
2021
167
606
773
78.40%
79.01%
2020
76
464
540
85.93%
80.13%
2019
31
455
486
93.62%
77.47%
2018
14
476
490
97.14%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
56
294
350
84.00%
16.34%
2022
43
362
405
89.38%
11.13%
2021
57
267
324
82.41%
18.93%
2020
43
248
291
85.22%
20.93%
2019
46
302
348
86.78%
16.90%
2018
35
209
244
85.66%
11.94%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
2018
0
0
0
0.00%
88.64%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
11
11
22
50.00%
62.55%
2022
5
4
9
44.44%
56.52%
2021
4
5
9
55.56%
62.74%
2020
11
4
15
26.67%
61.51%
2019
10
13
23
56.52%
70.02%
2018
7
8
15
53.33%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
35.70%
2020
0
0
0
0.00%
33.86%
2018
0
0
0
0.00%
32.34%