B
US Specialty Ins Co
Houston,  TX
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.20
Risk Adjusted
Capital Ratio #2
1.30
Loss
Ratio
69.62%
Total
Assets
2.61B
Capital
657.18M
Net
Premiums
799.22M
Net
Income
127.82M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
316
8
324
2.47%
22.82%
2022
235
23
258
8.91%
23.10%
2021
209
4
213
1.88%
22.81%
2020
222
3
225
1.33%
21.51%
2019
241
2
243
0.82%
22.66%
2018
214
4
218
1.83%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
114
23
137
16.79%
47.27%
2022
133
12
145
8.28%
45.41%
2021
198
9
207
4.35%
44.40%
2020
164
10
174
5.75%
42.42%
2019
236
58
294
19.73%
44.33%
2018
221
85
306
27.78%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
228
11
239
4.60%
38.64%
2022
189
23
212
10.85%
39.39%
2021
224
24
248
9.68%
40.41%
2020
229
44
273
16.12%
48.09%
2019
299
123
422
29.15%
43.30%
2018
270
477
747
63.86%
41.13%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
14
15
29
51.72%
74.81%
2022
10
17
27
62.96%
73.22%
2021
18
24
42
57.14%
79.01%
2020
20
35
55
63.64%
80.13%
2019
14
18
32
56.25%
77.47%
2018
9
21
30
70.00%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
101
93
194
47.94%
16.34%
2022
88
106
194
54.64%
11.13%
2021
96
139
235
59.15%
18.93%
2020
151
79
230
34.35%
20.93%
2019
185
48
233
20.60%
16.90%
2018
198
30
228
13.16%
11.94%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
2018
0
0
0
0.00%
88.64%