C
Germania Ins Co
BrenhamTX
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
322
142
464
30.60%
23.31%
2023
685
306
991
30.88%
22.83%
2022
815
318
1,133
28.07%
23.10%
2021
805
340
1,145
29.69%
22.81%
2020
735
319
1,054
30.27%
21.51%
2019
874
362
1,236
29.29%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
29
19
48
39.58%
47.44%
2023
74
90
164
54.88%
47.29%
2022
78
61
139
43.88%
45.44%
2021
41
28
69
40.58%
44.40%
2020
46
45
91
49.45%
42.45%
2019
64
47
111
42.34%
44.33%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
103
287
390
73.59%
12.20%
2023
143
324
467
69.38%
16.34%
2022
147
375
522
71.84%
11.13%
2021
150
342
492
69.51%
18.93%
2020
221
348
569
61.16%
20.93%
2019
221
328
549
59.74%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
116
90
206
43.69%
45.22%
2023
213
180
393
45.80%
44.64%
2022
243
236
479
49.27%
46.15%
2021
233
216
449
48.11%
46.87%
2020
272
209
481
43.45%
43.90%
2019
383
302
685
44.09%
42.09%