BankGuam Holding Company operates as the bank holding company for the Bank of Guam that provides various banking products and services to individuals, businesses, and government entities. It accepts various deposit products, including demand deposits, savings and time certificate of deposits, checking accounts, interest-bearing transaction accounts, time deposits. Its lending activity includes commercial loans, letter of credit, personal loans, auto loans, and home loans to business and individual customers. In addition, it offers insurance and trust services, as well as provides merchant services. Further, it provides cannabis banking. It operates a network of full-service branches in Guam, Northern Mariana Islands, Federated States of Micronesia, the Republic of Palau, the Republic of the Marshall Islands, and San Francisco, California. The company also operates multiple ATMs. BankGuam Holding Company was incorporated in 1972 and is headquartered in Hagatna, Guam.