B
California Capital Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.00
Risk Adjusted
Capital Ratio #2
1.40
Loss
Ratio
68.75%
Total
Assets
1.02B
Capital
447.57M
Net
Premiums
375.61M
Net
Income
19.84M
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Weiss Ratings California Capital Ins Co
Monterey, CA 		Click to
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Rating B
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 6.60
Profitability Index 8.20
Reserve Adequacy Index 9.20
Stability Index 7.50
Company Info California Capital Ins Co
Monterey, CA 		Click to
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Industry P&C
NAIC Number 13544
Phone Number (831) 233-5500
Website www.ciginsurance.com
Address Building One Monterey, CA 93940
Balance Sheet California Capital Ins Co
Monterey, CA 		Click to
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Total Assets 1.02B
Capital and Reserves California Capital Ins Co
Monterey, CA 		Click to
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Risk-Adjusted Capital Ratio #1 2.00
Risk-Adjusted Capital Ratio #2 1.40
1-Year Reserve Development -10.00%
2-Year Reserve Development -430.00%
Capital 447.57M
Premium to Surplus 80.00%
Reserves to Surplus 80.00%
Investments California Capital Ins Co
Monterey, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 15.76%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios California Capital Ins Co
Monterey, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 68.75%
Net Premium Growth 10.00%
Other Medical California Capital Ins Co
Monterey, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability California Capital Ins Co
Monterey, CA 		Click to
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Net Income 19.84M
Net Premium 375.61M
Health Premium --